Last Reported

On the credit report, the date the creditor last reported information about the account.

Liability amount

Amount for which you are legally obligated to a creditor.


Legal document used to create a security interest in another’s property. A lien is often given as a security for the payment of a debt. A lien can be placed against a consumer for failure to pay the city, county, state or federal government money that is owed. It means that the consumer’s property is being used as collateral during repayment of the money that is owed.

Line of Credit

In open-end credit, the maximum amount a borrower can draw upon or the maximum that an account can show as outstanding.

Location Number

The book and page number on which the item is filed in the court records.

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